How Much Cash Should You Bring When Traveling? 💰✈️
Planning your trip and wondering how much cash to carry? The right amount depends on your payment preferences, shopping habits, and destination. Here’s a guide to help you budget wisely.
1. Cash vs. Card – What Kind of Traveler Are You?
💳 Card Users: If you rely on credit cards and prefer contactless payments, you may need less cash—just enough for tipping and small purchases.
💵 Cash Users: If you shop at local markets, dine at street food stalls, or tip frequently, bring extra cash in smaller denominations ($1, $5, $10 USD or local equivalent).
For destinations like resorts or cruise ships, bring plenty of small bills and avoid relying on foreign ATMs.
2. Tipping & Currency Considerations
✅ Always tip in the local currency when possible. Some places accept USD, but local workers often prefer their own currency.
✅ Cash for tipping: I typically bring $100-$200 to start and withdraw more from an ATM as needed.
3. How to Keep Your Money Safe While Traveling
🔹 Split your money: Keep half tucked away in your suitcase or room safe, and the rest on you.
🔹 Store backups: Take a photo of your credit card (front & back) and passport, storing it safely in your luggage or room safe.
🔹 Avoid large bills: Many vendors struggle to break large denominations, plus smaller bills help you stay discreet.
4. Credit & Debit Card Tips for International Travel
✅ Use a credit card with no foreign transaction fees to save on extra charges.
✅ Credit vs. Debit: Use a credit card for purchases—it’s easier to dispute fraudulent charges than with a debit card. ✅ ATMs for local cash: I only use my debit card at ATMs to withdraw local currency and keep it locked in my safe otherwise.
💡 Pro Tip: Not sure if your card has foreign transaction fees? Reach out to me—I can help you check!
5. Recommended Daily Cash Budget
💵 $50–$150 USD per person, per day
- $50/day: Card-heavy user, minimal shopping
- $150+/day: Frequent market shopper, local eater, or heavy tipper
Final Thoughts
Start with an amount that feels comfortable based on your spending habits. If you need destination-specific recommendations, message me! I’d be happy to help. 😊
📩 Have questions? Send me a message HERE or text me at 770-268-0768.